Medicare Part A (Hospital Insurance) and/or Medicare Part B (Medical Insurance) cover eligible home health services such as: intermittent skilled nursing care, physical therapy, occupational therapy, speech-language pathology services, home health aides and more.
For Medicare to cover your needs, certain conditions must be met, such as: You must be homebound, and a physician must certify that you are homebound. You must also have a need for intermittent skilled nursing care and/or therapy services.
The Department of Veterans Affairs will cover home health care visits, and do not necessarily have the same Medicare regulations, such as homebound status.
Most HMOs and private insurances provide good coverage for short term home health needs, though co-payments may be applicable depending on your plan.
Please note: Home Health services may not necessarily cover: medical supplies for use at home, durable medical equipment, or injectable osteoporosis drugs.
Prior to getting started, we would be able to explain what items and services are and are not covered by your insurance provider.
Lastly, it may happen that you or your loved one may want to continue home health care after public or private insurance will no longer cover it. If so, you may have to pay out of pocket.